How Low Will Apex Trader Funding Go?

I’ve been experiencing some questionable interactions from Apex Trader Funding recently, and I felt the need to share this story in case it helps anyone else. Most of us who are active in the Futures Prop Firm space were already aware that Apex is one of the more shady companies, despite their reputation of being the largest firm with the most payouts. But some of us, including myself, have felt that as long as we continue trading well, meeting payout requirements, and staying disciplined, we can continue to make money (and eventually get moved to a live account).

It seems I may have been wrong. Unfortunately, there aren’t a lot of people discussing this particular issue, so I may still be misunderstanding some things. But maybe this post can help inspire others to add to it, because expecting Apex to be professional and transparent about this has often been a fool’s errand.

2023-2024: My History with Apex

I’ve been trading with Apex for a few years, and was even an affiliate for a short time. I had taken several payouts with no issues, and recommended Apex to people who I felt were serious enough to find success with them, as Apex offered the most scaling potential at the time. Previously, I spent some years working on evaluations, getting payouts from other firms, and making progress toward becoming a full-time day trader and more. But before Apex, I maintained no more than 2 or 3 accounts, and I wanted to do more.

Over the first few years at Apex, I was about breakeven, getting to 3 or 4 PAs at the most. I didn’t even attempt to get more than a few evaluations passed for the first few months. I took a few payouts that covered evaluation/PA costs, but since I was usually getting 1-3 payouts every few months, it wasn’t enough to build anything substantial.

My trading style involves trading accounts independently and not copy trading that often. I was aiming to scale up progressively, and then add size later on, so I typically only trade 2-4 MNQ or 1 NQ. I avoided copying across all my accounts, as it felt like too much risk for me at the time.

Then, in 2024-2025, I began to work smarter, and grew to 15+ accounts with Apex, while still trading at some other firms. But even with that many accounts, I’d trade on just 4-5 accounts per week. I kept every account active but was not growing them aggressively. Building good habits and a working system were, and still are, my priority over quick payouts.

December 2025: My Largest Payout

Fast forward to December, 2025. I had been copy trading on 4 of my ~14-16 accounts occasionally, and traded very well to end the year. I passed the payout threshold for these 4 accounts, and was eligible to withdraw about $1500 from each. I decided to do that, requesting $5,900 total. Before this, my largest month had been $3,000, which was still a bit of an anomaly, as every other month of payouts had always been $2,000 or less.

The $5,900 was approved and I got my money within a few days. Everything seemed fine as usual. But soon after, I realized they had put my account under review.

Note that I have never been on probation, had a payout denied, or been asked anything about my trading. There have been 0 complaints about me as a trader from Apex since I started. I know I trade with a good system and they would have nothing to complain about if they took a closer look (which they likely already did). This timing felt suspicious.

I suspected it was about the size of the payout, even though it’s fairly consistent with my history. It’s still only $1,500 per account. I figured, “well it’s Apex, they probably flag everyone who takes a large enough payout, and investigate it. Maybe they felt it’s one of those traders that sign up and blow accounts 20 at a time. Once they look at my trading, they’ll realize I’m legit and leave it alone.”

There was no e-mail or message anywhere when it did happen, so I didn’t even notice at first. I can’t be sure of when it started. I only realized when I wanted to buy a few more evaluations during the 90% sale in late December or early January, that it blocked me from doing so. I initially thought it was a bug, because when going to sign up for an account, it says this:

I had to look closely to find the “Under Review” message on the dashboard. There was no explanation or link about it anywhere.

I eventually asked people on a YouTube stream, and got a response from another person in this situation. They said this “review period” means that we are not allowed to purchase evaluations anymore, but with so little context, I still wasn’t sure what caused it. Some days/weeks later, the message on the dashboard changed to “No More Evals During Review Period“, but with no further information provided. Since then, I’ve lost a few accounts but continue to maintain the remaining 12.

January 2026: Asking Apex Support for Clarification

As a veteran of prop firm trading and Apex, I also know this is one of the companies that likes to screw with people. There have been quite a lot of complaints, and we’ve seen proof of them discussing wanting to invalidate people’s payouts. So naturally, there was a feeling that maybe they’d try to push me out once I started making more money than they liked. I made a support ticket, and actually received a reply… at first.

I thought to myself, “maybe they are reviewing my account out of fear that I’m actually profitable, and they will realize in a few weeks that I did nothing wrong.” It turns out, this might be a permanent thing! I knew many were banned from purchasing evaluations in the past. The difference was that most of those traders seemed to have been repeatedly churning accounts in large numbers, so Apex seemed justified in refusing to deal with them.

Unfortunately for me, and for Pablo as well, that was the last I heard from him. I responded and bumped the ticket a few weeks later, and it remains open to this day. Pablo’s been “permanently deleted” since then, and no one else has responded to the ticket. I made another ticket a few weeks later, in case it was an issue related to him no longer working there/monitoring his tickets, and they closed the new ticket without a response, marking it as “Solved“.

I opened another ticket, referencing the previous one, and said this issue was not solved, and they simply marked this as “Solved” and closed it again.

March 2026: Still being kept in the dark

Since my payouts have had no issues, some may say I shouldn’t care too much. We know the writing is on the wall, and maybe a lawsuit is underway already with the thousands of other traders who may have been screwed with in similar ways or even denied legitimate payouts. Knowing I’m still able to get paid, I plan to stay patient and keep working at my trading for now.

I’ve managed to take another small payout since then, and it went without a problem. I definitely don’t want to give up in frustration and blow up accounts, effectively wasting all of this hard work in scaling up to the 12 I have now. So I continue to maintain the PAs I have left to the best of my ability.

But with 2 more months going by with no response or clarification about what they are “reviewing”, or how long this “review” is supposed to last, it is insulting to say the least. Apex has recently revamped their entire site and user dashboard, along with adding new accounts/rules for new users. None of this affects me, as I cannot get more accounts to work under the new rules anyway.

I took a look at the new dashboard recently and my PA’s that I still use. See one of these accounts below.

I’ve traded this particular account since 2024. I’ve never seen these two metrics called “Days Dormant” and “Days Until Cancellation”. Each of my PAs is on the lifetime subscription, because paying monthly for PAs makes no sense and you shouldn’t do it either. It turns out that the Dormant Days is a metric that is making sure traders are keeping accounts active, but I didn’t get what Days Until Cancellation would mean.

I wondered if this was Apex putting a deadline on my accounts to either move them to live, or worse. But with no information, link, e-mail, or other context, I can only guess. I opened a support ticket, requesting more information on what these metrics meant.

The result? Ticket marked as “Solved” with no response again. After this many attempts to get clarification have failed, it feels safe to say that this is Apex intentionally refusing to act professionally.

A reddit user informed me that the days dormant is related to activity, and based on the numbers above, it seems that Apex allows older accounts to reach 180 days of inactivity/non profitable trading, before they are cancelled. This makes sense, but still doesn’t explain Apex’s refusal to share even a response to my support ticket about this. It’s as if they’ve been instructed to not respond about anything I ask, ever since the Review period began.

April 2026: Where to go from here?

I am working toward several things as a trader. Prop firms, especially the online ones, have always been seen as a great asset to accelerate toward more important goals, and that opinion has not changed. But I can’t help but wonder how many are in a similar situation, but with all their eggs in the Apex basket.

My recommendation to anyone in a similar position is to seriously consider your plan for diversifying at least the firms you work with. Keep some backup accounts at other firms if you do choose to stick with Apex for now. Brace yourself for some stress if you start taking regular payouts and aren’t a big influencer or streamer. If they are willing to screw with me, a trader with a profitable system, discipline, and even some history as a content creator and affiliate, they will likely be just as unprofessional with others.

I would like to get more information from other traders and share that here if it’s relevant. So if you’ve gone through something like this, especially if your trading was not violating any rules, please don’t hesitate to reach out and share your story with me. I’d especially like to hear from past employees of Apex, but I figure that is a shot in the dark. I suspect they must pressure their support staff not to shed any light on all this type of behavior since about mid-2025.

Let’s hope this changes soon. I look forward to hearing from each of you.